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46 / 100
AltIndex AI Score
Hold
AI Score · 12-mo trend
−7 pts over 3 months0% of CHMG’s tracked signals bullish
FundamentalsBullish
TechnicalsBullish
Alternative dataNeutral
SentimentNeutral
Price$83.66
Year Range$51 – $83.92
Market Cap$399M
PE Ratio11.9
IndustryBanks-Regional

What Is Chemung Financial’s AI Stock Analysis?

Chemung Financial’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks Chemung Financial’s momentum in near-real time.

Chemung Financial (CHMG) has an AltIndex AI Score of 46/100, currently a Hold signal. The AI Score distills Chemung Financial's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

Chemung Financial’s Full AI Analysis

Chemung Financial Corporation, headquartered in Elmira, New York, operates as a financial holding company for Chemung Canal Trust Company that provides a range of financial services. The company's services include commercial and consumer banking, financial planning, investment management, and insurance. Chemung Financial has a strong history of serving its community and continues to expand its footprint within the financial sector.

Fundamental Analysis

The revenue for the last quarter was $40 million, which marks a decrease of 2.43% compared to the previous quarter. However, on a year-over-year basis, revenue has seen an increase of 6.94%, showcasing positive growth. This suggests seasonal variability but a fundamentally strong annual performance.

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What’s Driving CHMG’s AI Score?

Fundamentals

Revenue for the last quarter was $18M. This represents a decrease of 54.72% compared to the quarter before it, indicating a need for concern. However, compared to the same quarter last year, there is a decrease of 18.01%, which may be a cause for concern. Net income for the last quarter was $8.8M. This represents a decrease of 4.23% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of -236.55%, suggesting positive year-over-year growth. Ebitda for the last quarter was $-12M. This represents a decrease of 194.46% compared to the quarter before it, indicating a need for concern. However, compared to the same quarter last year, there is a decrease of 43.98%, which may be a cause for concern. The current P/E ratio is 11.9. This may be considered low, potentially indicating undervaluation and a bullish outlook.

See Chemung Financial’s earnings and insider transactions.

Technicals

Today's stock price is $83.66. This is an increase of 10.15% compared to a month ago, indicating a positive short-term trend. Compared to a year ago, there is an increase of 66.32%, suggesting a positive long-term trend. The trend is bullish. The current SMA10 is $82.96, which is higher than the previous SMA10 of $82.72. This indicates a potential upward trend in price movement. The RSI is 66.9, indicating a neutral condition.

See the full technical analysis and price prediction.

Alternative data

Chemung Financial has an estimate of 93,000 visitors to their webpage, with no meaningful increase or decrese in the last couple of months. Chemung Financial has an estimate of 33 users downloading their mobile apps every day, with no meaningful increase or decrese in downloads over the last couple of months.

Explore Chemung Financial’s job postings, web traffic and app downloads.

Sentiment & social

Chemung Financial has 790 followers on their Instagram page, with no meaningful increase or decrese in the last couple of months.

Track Chemung Financial’s market sentiment.

Frequently Asked Questions: Chemung Financial AI Stock Analysis

Chemung Financial's AltIndex AI Score is 46/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates Chemung Financial a Hold (46/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of Chemung Financial — company overview, fundamentals, technicals and alternative data, with a recommendation. See the CHMG AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.