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53 / 100
AltIndex AI Score
Hold
AI Score · 12-mo trend
−1 pts over 3 months0% of FSEA’s tracked signals bullish
FundamentalsBullish
TechnicalsBullish
Alternative dataBearish
SentimentNeutral
Price$17.25
Year Range$11.13 – $17.25
Market Cap$81M
IndustryBanks-Regional

What Is First Seacoast Bancorp’s AI Stock Analysis?

First Seacoast Bancorp’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks First Seacoast Bancorp’s momentum in near-real time.

First Seacoast Bancorp (FSEA) has an AltIndex AI Score of 53/100, currently a Hold signal. The AI Score distills First Seacoast Bancorp's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

First Seacoast Bancorp’s Full AI Analysis

First Seacoast Bancorp operates as a community-oriented financial institution offering a range of banking and financial services. Their primary operations include accepting deposits from the general public and using these deposits to originate a variety of loans. The bank serves retail and commercial customers and aims to provide personalized banking experiences.

Fundamental Analysis

Revenue: For the last quarter, First Seacoast Bancorp reported revenue of $4.1 million. This signifies a decrease of 39.77% compared to the previous quarter and a drop of 41.88% when compared to the same quarter last year. This decline is evidently a cause for concern, as it may reflect declining operational efficiencies or market share.

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What’s Driving FSEA’s AI Score?

Fundamentals

Revenue for the last quarter was $4.1M. This represents a decrease of 39.77% compared to the quarter before it, indicating a need for concern. However, compared to the same quarter last year, there is a decrease of 41.88%, which may be a cause for concern. Net income for the last quarter was $250,000. This is an increase of -149.02% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of -145.69%, suggesting positive year-over-year growth. Ebitda for the last quarter was $22,000. This is an increase of -114.57% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of -104.86%, suggesting positive year-over-year growth.

See First Seacoast Bancorp’s earnings and insider transactions.

Technicals

Today's stock price is $17.25. This is an increase of 0.47% compared to a month ago, indicating a positive short-term trend. Compared to a year ago, there is an increase of 49.35%, suggesting a positive long-term trend. The trend is neutral. The current SMA10 of $17.25 is equal to the previous SMA10, indicating no significant change in the trend. The RSI is 67.6, indicating a neutral condition.

See the full technical analysis and price prediction.

Alternative data

The business outlook among employees at First Seacoast Bancorp is neutral. First Seacoast Bancorp has an estimate of 4,000 visitors to their webpage. The number of visitors is down by -43% in the last couple of months, a worrisome trend as this can indicate a loss in customers.

Explore First Seacoast Bancorp’s job postings, web traffic and app downloads.

Sentiment & social

First Seacoast Bancorp has 530 followers on their Instagram page, with no meaningful increase or decrese in the last couple of months. First Seacoast Bancorp has 300 followers on their Twitter page, with no meaningful increase or decrese in the last couple of months.

Track First Seacoast Bancorp’s market sentiment.

Frequently Asked Questions: First Seacoast Bancorp AI Stock Analysis

First Seacoast Bancorp's AltIndex AI Score is 53/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates First Seacoast Bancorp a Hold (53/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of First Seacoast Bancorp — company overview, fundamentals, technicals and alternative data, with a recommendation. See the FSEA AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.