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Did Bank OZK Beat Earnings?
Bank OZK (OZK) reported Q2 '26 revenue of $673M, down 3.8% year-over-year, with reported EPS of $1.49. That topped the $1.46 analyst estimate by 2.1% — an earnings beat.
AltIndex tracks earnings alongside 25+ alternative data signals that can move ahead of the report — Bank OZK’s job postings, web traffic, and employee business outlook. See the full OZK stock analysis or the earnings calendar for upcoming reports.
OZK Earnings Surprise History (EPS vs. Estimate)
| Quarter | Estimated EPS | Reported EPS | Surprise |
|---|---|---|---|
| Q2 '26 | $1.46 | $1.49 | Beat +2.1% |
| Q1 '26 | $1.43 | $1.44 | Beat +0.7% |
| Q4 '25 | $1.55 | $1.53 | Missed -1.3% |
| Q3 '25 | $1.66 | $1.59 | Missed -4.2% |
| Q2 '25 | $1.53 | $1.58 | Beat +3.3% |
| Q1 '25 | $1.40 | $1.47 | Beat +5.0% |
Bank OZK Quarterly Financial Trends
| Metric | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 716M | 696M | 670M | 700M | 731M | 705M | 662M | 673M |
| Gross margin | 52.6% | 53.9% | 55.3% | 56.1% | 54.9% | 55.4% | 56.9% | 57.1% |
| Operating margin | 33.0% | 33.8% | 33.4% | 34.3% | 33.1% | 32.4% | 32.0% | 31.8% |
| Net income | 181M | 182M | 172M | 183M | 185M | 176M | 163M | 167M |
| Net margin | 25.3% | 26.2% | 25.6% | 26.2% | 25.2% | 25.0% | 24.7% | 24.9% |
| EPS | $1.55 | $1.56 | $1.47 | $1.58 | $1.59 | $1.53 | $1.44 | $1.49 |
Bank OZK Earnings Trend Analysis
Over the eight quarters from Q3 '24 to Q2 '26, Bank OZK’s quarterly revenue moved from $716M to $673M. Net margin held roughly steady from 25.3% to 24.9%, against a 57.1% gross margin in the most recent quarter — a read on whether revenue growth is translating into profit. Bank OZK has beaten Wall Street EPS estimates in 6 of its last 8 reported quarters.
When Is Bank OZK’s Next Earnings Date?
Bank OZK reports earnings on a quarterly schedule. Its most recent report covered Q2 '26. For the confirmed upcoming date — and every other company reporting soon — see the OZK earnings calendar.
Frequently Asked Questions: Bank OZK Earnings
Bank OZK's next earnings date has not been confirmed yet. See the earnings calendar for all upcoming reports.
Bank OZK reported Q2 '26 EPS of $1.49 on revenue of $673M (-3.8% YoY). Bank OZK beat estimates, reporting $1.49 vs. the $1.46 estimate.
Bank OZK reported Q2 '26 revenue of $673M, down 3.8% from the same quarter a year earlier.
Signals like job postings, web traffic, and employee sentiment reflect business activity in real time and can move before quarterly results are reported. AltIndex combines them with 25+ others in the OZK AI Score.
