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62 / 100
AltIndex AI Score
Buy
AI Score · 12-mo trend
+9 pts over 3 months67% of TCBI’s tracked signals bullish
FundamentalsNeutral
TechnicalsNeutral
Alternative dataBullish
SentimentBullish
Price$100.13
Year Range$90.36 – $107.74
Market Cap$4.32B
PE Ratio12.91
IndustryBanks-Regional

What Is Texas Capital Bancshares’s AI Stock Analysis?

Texas Capital Bancshares’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks Texas Capital Bancshares’s momentum in near-real time.

Texas Capital Bancshares (TCBI) has an AltIndex AI Score of 62/100, currently a Buy signal. The AI Score distills Texas Capital Bancshares's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

Texas Capital Bancshares’s Full AI Analysis

In this comprehensive analysis of Texas Capital Bancshares (TCB), we will explore the company's background, fundamentals, technical indicators, and alternative data. By examining these aspects, we can derive a well-rounded view of the company's current standing and potential outlook for investors.

Company Overview

Texas Capital Bancshares, Inc. is a financial holding company that provides personalized banking experiences to businesses and individuals. Based in Dallas, Texas, the company offers services including commercial banking, consumer banking, private wealth management, and mortgage services. Over the years, Texas Capital Bancshares had a solid presence in Texas, catering to various clients and industries with its robust financial solutions.

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Keep reading AltIndex’s full AI analysis of Texas Capital Bancshares — the fundamental, technical and alternative-data breakdown and the recommendation.

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What’s Driving TCBI’s AI Score?

Fundamentals

Revenue for the last quarter was $488M. This represents a decrease of 3.17% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 3.52%, suggesting positive year-over-year growth. Net income for the last quarter was $74M. This represents a decrease of 26.70% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 56.84%, suggesting positive year-over-year growth. Ebitda for the last quarter was $107M. This represents a decrease of 25.16% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 53.90%, suggesting positive year-over-year growth. The current P/E ratio is 12.91. This appears to be within a normal range, neither particularly high nor low. In the last couple of months, there's been a couple of company insiders selling their stock, a potentially bearish signal.

See Texas Capital Bancshares’s earnings and insider transactions.

Technicals

Today's stock price is $100.13. This represents a decrease of 2.18% compared to a month ago, which may be concerning in the short-term. Compared to a year ago, there is an increase of 21.61%, suggesting a positive long-term trend. The trend is bullish. The current SMA10 is $99.85, which is higher than the previous SMA10 of $99.73. This indicates a potential upward trend in price movement. The RSI is 70, indicating a neutral condition.

See the full technical analysis and price prediction.

Alternative data

Texas Capital Bancshares has an estimate of 260,000 visitors to their webpage. The number of visitors is up by 59% in the last couple of months, a bullish trend as this can indicate can increase in customers.

Explore Texas Capital Bancshares’s job postings, web traffic and app downloads.

Sentiment & social

Texas Capital Bancshares has 4,100 followers on their Instagram page. The number of followers is up by 13% in the last couple of months, indicating an increased interest in the company.

Track Texas Capital Bancshares’s market sentiment.

Frequently Asked Questions: Texas Capital Bancshares AI Stock Analysis

Texas Capital Bancshares's AltIndex AI Score is 62/100, currently a Buy signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates Texas Capital Bancshares a Buy (62/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of Texas Capital Bancshares — company overview, fundamentals, technicals and alternative data, with a recommendation. See the TCBI AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.