Introducing the new AltIndexLearn more

Did Texas Capital Bancshares Beat Earnings?

Texas Capital Bancshares (TCBI) reported Q2 '26 revenue of $440M, down 10.9% year-over-year, with reported EPS of $1.88. That topped the $1.85 analyst estimate by 1.6% — an earnings beat.

AltIndex tracks earnings alongside 25+ alternative data signals that can move ahead of the report — Texas Capital Bancshares’s job postings, web traffic, and employee business outlook. See the full TCBI stock analysis or the earnings calendar for upcoming reports.

TCBI Earnings Surprise History (EPS vs. Estimate)

QuarterEstimated EPSReported EPSSurprise
Q2 '26 $1.85 $1.88 Beat +1.6%
Q1 '26 $1.41 $1.58 Beat +12.1%
Q4 '25 $1.77 $2.08 Beat +17.5%
Q3 '25 $1.77 $2.18 Beat +23.2%
Q2 '25 $1.29 $1.63 Beat +26.4%
Q1 '25 $0.95 $0.92 Missed -3.2%

Texas Capital Bancshares Quarterly Financial Trends (USD)

MetricQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Revenue338M492M472M494M529M504M488M440M
Gross margin34.1%54.0%55.9%59.2%62.0%64.9%63.1%59.2%
Operating margin-23.7%19.0%12.8%20.7%26.0%28.4%19.3%25.5%
Net income-61M71M47M77M105M101M74M85M
Net margin-18.2%14.4%10.0%15.7%19.9%20.0%15.1%19.3%
EPS$1.43$0.92$1.63$2.18$2.08$1.58$1.88

Texas Capital Bancshares Earnings Trend Analysis

Over the eight quarters from Q3 '24 to Q2 '26, Texas Capital Bancshares’s quarterly revenue moved from $338M to $440M. Net margin expanded from -18.2% to 19.3%, against a 59.2% gross margin in the most recent quarter — a read on whether revenue growth is translating into profit. Texas Capital Bancshares has beaten Wall Street EPS estimates in 6 of its last 8 reported quarters.

When Is Texas Capital Bancshares’s Next Earnings Date?

Texas Capital Bancshares reports earnings on a quarterly schedule. Its most recent report covered Q2 '26. For the confirmed upcoming date — and every other company reporting soon — see the TCBI earnings calendar.

Frequently Asked Questions: Texas Capital Bancshares Earnings

Texas Capital Bancshares's next earnings date has not been confirmed yet. See the earnings calendar for all upcoming reports.

Texas Capital Bancshares reported Q2 '26 EPS of $1.88 on revenue of $440M (-10.9% YoY). Texas Capital Bancshares beat estimates, reporting $1.88 vs. the $1.85 estimate.

Texas Capital Bancshares reported Q2 '26 revenue of $440M, down 10.9% from the same quarter a year earlier.

Signals like job postings, web traffic, and employee sentiment reflect business activity in real time and can move before quarterly results are reported. AltIndex combines them with 25+ others in the TCBI AI Score.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.