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60 / 100
AltIndex AI Score
Hold
AI Score · 12-mo trend
+7 pts over 3 months
FundamentalsBullish
TechnicalsNeutral
Alternative dataBullish
SentimentNeutral
Price$23.01
Year Range$21.85 – $25.81
Market Cap$114M
PE Ratio8.95
IndustryBanks-Regional

What Is Union Bankshares’s AI Stock Analysis?

Union Bankshares’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks Union Bankshares’s momentum in near-real time.

Union Bankshares (UNB) has an AltIndex AI Score of 60/100, currently a Hold signal. The AI Score distills Union Bankshares's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

Union Bankshares’s Full AI Analysis

Union Bankshares is a financial holding company that provides community banking services to individual consumers, businesses, and municipalities. The company, through its diverse range of financial products including deposit services, loan offerings, and wealth management solutions, aims to cater to comprehensive banking needs. Over the years, Union Bankshares has built a reputation for its strong customer service and stability. However, like many in the financial sector, it faces challenges from fluctuating interest rates, regulatory changes, and macroeconomic factors.

Fundamental Analysis

Revenue: The revenue for the last quarter was $23M. This figure marks an increase of 5.91% compared to the previous quarter, which is a positive sign of growth. Additionally, compared to the same quarter last year, revenue saw an increase of 8.89%, indicating sustained positive year-over-year growth. This upward trend in revenue suggests effective management and a growing customer base.

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What’s Driving UNB’s AI Score?

Fundamentals

Revenue for the last quarter was $23M. This is an increase of 5.91% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 8.89%, suggesting positive year-over-year growth. Net income for the last quarter was $2.9M. This represents a decrease of 2.44% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 22.09%, suggesting positive year-over-year growth. Ebitda for the last quarter was $3.7M. This represents a decrease of 3.10% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 25.87%, suggesting positive year-over-year growth. The current P/E ratio is 8.95. This may be considered low, potentially indicating undervaluation and a bullish outlook.

See Union Bankshares’s earnings and insider transactions.

Technicals

Today's stock price is $23.01. This represents a decrease of 3.60% compared to a month ago, which may be concerning in the short-term. Compared to a year ago, there is an increase of 2.22%, suggesting a positive long-term trend. The trend is bearish. The current SMA10 is $23.00, which is lower than the previous SMA10 of $23.00. This suggests a potential downward trend in price movement. The RSI is 70.6, indicating a potentially overbought (bearish) condition.

See the full technical analysis and price prediction.

Alternative data

Union Bankshares has an estimate of 30,000 visitors to their webpage. The number of visitors is up by 76% in the last couple of months, a bullish trend as this can indicate can increase in customers.

Explore Union Bankshares’s job postings, web traffic and app downloads.

Frequently Asked Questions: Union Bankshares AI Stock Analysis

Union Bankshares's AltIndex AI Score is 60/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates Union Bankshares a Hold (60/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of Union Bankshares — company overview, fundamentals, technicals and alternative data, with a recommendation. See the UNB AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.