44 / 100
AltIndex AI Score
Hold
AI Score · 12-mo trend
−12 pts over 3 months
FundamentalsBullish
TechnicalsNeutral
Alternative dataBearish
SentimentNeutral
Price$8.47
Year Range$8.38 – $18.38
Market Cap$1.03B
PE Ratio1.94
IndustryCredit Services

What Is Qifu Technology’s AI Stock Analysis?

Qifu Technology’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks Qifu Technology’s momentum in near-real time.

Qifu Technology (QFIN) has an AltIndex AI Score of 44/100, currently a Hold signal. The AI Score distills Qifu Technology's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

Qifu Technology’s Full AI Analysis

Qifu Technology is a technology company operating within the financial services sector. The firm leverages advanced technological solutions to provide a wide array of financial services, including but not limited to credit scoring, loan facilitation, and financial advisory. Known for its innovative approaches, Qifu Technology aims to be a market leader by offering a seamless and efficient platform for both consumers and businesses.

Fundamental Analysis

The current Price to Earnings (P/E) ratio for Qifu Technology is 1.96. In general, a P/E ratio lower than the industry average can suggest that the stock is undervalued and might present a buying opportunity. For Qifu Technology, a P/E ratio of 1.96 appears to indicate potential undervaluation, which could be a bullish signal for investors looking for value stocks.

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What’s Driving QFIN’s AI Score?

Fundamentals

The current P/E ratio is 1.94. This may be considered low, potentially indicating undervaluation and a bullish outlook.

See Qifu Technology’s earnings and insider transactions.

Technicals

Today's stock price is $8.47. This represents a decrease of 30.97% compared to a month ago, which may be concerning in the short-term. However, compared to a year ago, there is a decrease of 68.83%, which could be a cause for long-term concern. The trend is bullish. The current SMA10 is $8.79, which is higher than the previous SMA10 of $8.78. This indicates a potential upward trend in price movement. The RSI is 59.2, indicating a neutral condition.

See the full technical analysis and price prediction.

Alternative data

Qifu Technology has an estimate of 3,000 visitors to their webpage. The number of visitors is down by -25% in the last couple of months, a worrisome trend as this can indicate a loss in customers.

Explore Qifu Technology’s job postings, web traffic and app downloads.

Frequently Asked Questions: Qifu Technology AI Stock Analysis

Qifu Technology's AltIndex AI Score is 44/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates Qifu Technology a Hold (44/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of Qifu Technology — company overview, fundamentals, technicals and alternative data, with a recommendation. See the QFIN AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.