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49 / 100
AltIndex AI Score
Hold
AI Score · 12-mo trend
−7 pts over 3 months50% of ACIW’s tracked signals bullish
FundamentalsBullish
TechnicalsNeutral
Alternative dataBullish
SentimentNeutral
Price$50.87
Year Range$38.47 – $60.18
Market Cap$5.16B
PE Ratio23.32
IndustryFintech

What Is ACI Worldwide’s AI Stock Analysis?

ACI Worldwide’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks ACI Worldwide’s momentum in near-real time.

ACI Worldwide (ACIW) has an AltIndex AI Score of 49/100, currently a Hold signal. The AI Score distills ACI Worldwide's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

ACI Worldwide’s Full AI Analysis

ACI Worldwide (NASDAQ: ACIW) is a global provider of real-time electronic payment and banking solutions. The company delivers a wide array of services including real-time payments, digital channels, enterprise fraud management, and merchant payment solutions. ACI Worldwide serves a diverse clientele, spanning financial institutions, intermediaries, and merchants across the globe. The company’s focus on innovation and its comprehensive suite of services position it as a critical enabler in the rapidly evolving payment and banking solutions market.

Fundamental Analysis

Revenue: For the last quarter, ACI Worldwide reported revenue of $430 million. This represents a modest increase of 1.10% from the previous quarter, underpinning a positive growth trajectory. Year-over-year, revenue increased by 7.27%, showcasing the company’s ability to capture market share and expand its customer base.

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What’s Driving ACIW’s AI Score?

Fundamentals

Revenue for the last quarter was $430M. This is an increase of 1.10% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 7.27%, suggesting positive year-over-year growth. Net income for the last quarter was $32M. This represents a decrease of 16.99% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 160.60%, suggesting positive year-over-year growth. Ebitda for the last quarter was $75M. This represents a decrease of 17.10% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 27.05%, suggesting positive year-over-year growth. The current P/E ratio is 23.32. This appears to be within a normal range, neither particularly high nor low.

See ACI Worldwide’s earnings and insider transactions.

Technicals

Today's stock price is $50.87. This represents a decrease of 2.10% compared to a month ago, which may be concerning in the short-term. However, compared to a year ago, there is a decrease of 0.27%, which could be a cause for long-term concern. The trend is bullish. The current SMA10 is $50.35, which is higher than the previous SMA10 of $50.13. This indicates a potential upward trend in price movement. The RSI is 45.1, indicating a neutral condition.

See the full technical analysis and price prediction.

Alternative data

ACI Worldwide has an estimated 114 open positions. This number is up by 6% in the last couple of months, indicating a company that looking to grow and expand. Potentially a healthy sign. The business outlook among employees at ACI Worldwide is neutral. ACI Worldwide has an estimate of 84,000 visitors to their webpage. The number of visitors is up by 6% in the last couple of months, a bullish trend as this can indicate can increase in customers.

Explore ACI Worldwide’s job postings, web traffic and app downloads.

Sentiment & social

ACI Worldwide has 8,600 followers on their Twitter page, with no meaningful increase or decrese in the last couple of months.

Track ACI Worldwide’s market sentiment.

Frequently Asked Questions: ACI Worldwide AI Stock Analysis

ACI Worldwide's AltIndex AI Score is 49/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates ACI Worldwide a Hold (49/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of ACI Worldwide — company overview, fundamentals, technicals and alternative data, with a recommendation. See the ACIW AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.