| Price | $20.50 |
| Year Range | $15.91 – $21.05 |
| Market Cap | $3.16B |
| PE Ratio | 15.51 |
| Industry | Banks-Regional |
What Is Banc of California’s AI Stock Analysis?
Banc of California’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks Banc of California’s momentum in near-real time.
Banc of California (BANC) has an AltIndex AI Score of 50/100, currently a Hold signal. The AI Score distills Banc of California's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.
Banc of California’s Full AI Analysis
Keep reading AltIndex’s full AI analysis of Banc of California — the fundamental, technical and alternative-data breakdown and the recommendation.
Sign up to read the full analysisWhat’s Driving BANC’s AI Score?
Fundamentals
Revenue for the last quarter was $443M. This represents a decrease of 3.43% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 1.03%, suggesting positive year-over-year growth. Net income for the last quarter was $72M. This represents a decrease of 7.03% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 34.32%, suggesting positive year-over-year growth. Ebitda for the last quarter was $96M. This represents a decrease of 23.57% compared to the quarter before it, indicating a need for concern. However, compared to the same quarter last year, there is a decrease of 3.42%, which may be a cause for concern. The current P/E ratio is 15.51. This appears to be within a normal range, neither particularly high nor low. In the last couple of months, there's been a couple of company insiders selling their stock, a potentially bearish signal.
See Banc of California’s earnings and insider transactions.
Technicals
Today's stock price is $20.50. This is an increase of 3.80% compared to a month ago, indicating a positive short-term trend. Compared to a year ago, there is an increase of 40.31%, suggesting a positive long-term trend. The trend is bullish. The current SMA10 is $20.40, which is higher than the previous SMA10 of $20.39. This indicates a potential upward trend in price movement. The RSI is 52.6, indicating a neutral condition.
See the full technical analysis and price prediction.
Alternative data
Banc of California has an estimated 102 open positions. This number is up by 55% in the last couple of months, indicating a company that looking to grow and expand. Potentially a healthy sign. The business outlook among employees at Banc of California is very high (an estimate of 85% of employees have a positive outlook), a positive sign. Banc of California has an estimate of 58,000 visitors to their webpage. The number of visitors is down by -41% in the last couple of months, a worrisome trend as this can indicate a loss in customers.
Explore Banc of California’s job postings, web traffic and app downloads.
Sentiment & social
Banc of California has 2,600 followers on their Instagram page. The number of followers is up by 9% in the last couple of months, indicating an increased interest in the company. Banc of California has 3,000 followers on their Twitter page, with no meaningful increase or decrese in the last couple of months.
Track Banc of California’s market sentiment.
Frequently Asked Questions: Banc of California AI Stock Analysis
Banc of California's AltIndex AI Score is 50/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.
AltIndex's AI Score model rates Banc of California a Hold (50/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.
The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.
AltIndex generates a complete written AI analysis of Banc of California — company overview, fundamentals, technicals and alternative data, with a recommendation. See the BANC AI Score or sign up to read the full thesis.
