| Price | $67.65 |
| Year Range | $65.79 – $77.07 |
| Market Cap | $4.19B |
| PE Ratio | 10.22 |
| Industry | Banks-Regional |
What Is International Bancshares’s AI Stock Analysis?
International Bancshares’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks International Bancshares’s momentum in near-real time.
International Bancshares (IBOC) has an AltIndex AI Score of 59/100, currently a Hold signal. The AI Score distills International Bancshares's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.
International Bancshares’s Full AI Analysis
Keep reading AltIndex’s full AI analysis of International Bancshares — the fundamental, technical and alternative-data breakdown and the recommendation.
Sign up to read the full analysisWhat’s Driving IBOC’s AI Score?
Fundamentals
Revenue for the last quarter was $264M. This is an increase of 2.66% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 0.96%, suggesting positive year-over-year growth. Net income for the last quarter was $96M. This represents a decrease of 6.24% compared to the quarter before it, indicating a need for concern. However, compared to the same quarter last year, there is a decrease of 4.32%, which may be a cause for concern. Ebitda for the last quarter was $127M. This represents a decrease of 6.07% compared to the quarter before it, indicating a need for concern. However, compared to the same quarter last year, there is a decrease of 3.13%, which may be a cause for concern. The current P/E ratio is 10.22. This may be considered low, potentially indicating undervaluation and a bullish outlook.
See International Bancshares’s earnings and insider transactions.
Technicals
Today's stock price is $67.65. This represents a decrease of 5.37% compared to a month ago, which may be concerning in the short-term. Compared to a year ago, there is an increase of 6.59%, suggesting a positive long-term trend. The trend is bearish. The current SMA10 is $67.92, which is lower than the previous SMA10 of $68.10. This suggests a potential downward trend in price movement. The RSI is 60.7, indicating a neutral condition.
See the full technical analysis and price prediction.
Alternative data
International Bancshares has an estimated 0 open positions. This number is down by -100% in the last couple of months, indicating a company trying to improve its margins or cut costs. Not a great sign for a growing company. The business outlook among employees at International Bancshares is very high (an estimate of 81% of employees have a positive outlook), a positive sign. The business outlook has been trending up by 27% in the last couple of months, a positive trend. International Bancshares has an estimate of 280,000 visitors to their webpage. The number of visitors is up by 6% in the last couple of months, a bullish trend as this can indicate can increase in customers.
Explore International Bancshares’s job postings, web traffic and app downloads.
Sentiment & social
International Bancshares has 6,700 followers on their Instagram page, with no meaningful increase or decrese in the last couple of months. International Bancshares has 210 followers on their Twitter page, with no meaningful increase or decrese in the last couple of months.
Track International Bancshares’s market sentiment.
Frequently Asked Questions: International Bancshares AI Stock Analysis
International Bancshares's AltIndex AI Score is 59/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.
AltIndex's AI Score model rates International Bancshares a Hold (59/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.
The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.
AltIndex generates a complete written AI analysis of International Bancshares — company overview, fundamentals, technicals and alternative data, with a recommendation. See the IBOC AI Score or sign up to read the full thesis.
