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85 / 100
AltIndex AI Score
Strong Buy
AI Score · 12-mo trend
+19 pts over 3 months40% of JKHY’s tracked signals bullish
FundamentalsBullish
TechnicalsBullish
Alternative dataNeutral
SentimentNeutral
Price$155.08
Year Range$123.42 – $191.07
Market Cap$11.1B
PE Ratio21.78
IndustryFintech

What Is Jack Henry & Associates’s AI Stock Analysis?

Jack Henry & Associates’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks Jack Henry & Associates’s momentum in near-real time.

Jack Henry & Associates (JKHY) has an AltIndex AI Score of 85/100, currently a Strong Buy signal. The AI Score distills Jack Henry & Associates's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

Jack Henry & Associates’s Full AI Analysis

1. Company Overview

Jack Henry & Associates (NASDAQ: JKHY) is a mission-critical software provider to banks and credit unions. Its core products help financial institutions run payments, digital banking, core processing, and compliance workflows. In plain English: JKHY sells the plumbing that keeps smaller and mid-sized banks operating day to day.

That business model has two major advantages. First, the software is sticky: once a bank installs core systems, switching costs are high, implementation is painful, and regulators make change even more disruptive. Second, JKHY benefits from recurring revenue and long customer lifetimes, which supports strong margins and predictable cash flow.

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What’s Driving JKHY’s AI Score?

Fundamentals

Revenue for the last quarter was $636M. This is an increase of 2.73% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 8.74%, suggesting positive year-over-year growth. Net income for the last quarter was $123M. This represents a decrease of 1.42% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 10.61%, suggesting positive year-over-year growth. Ebitda for the last quarter was $155M. This represents a decrease of 29.04% compared to the quarter before it, indicating a need for concern. However, compared to the same quarter last year, there is a decrease of 20.75%, which may be a cause for concern. The current P/E ratio is 21.78. This appears to be within a normal range, neither particularly high nor low.

See Jack Henry & Associates’s earnings and insider transactions.

Technicals

Today's stock price is $155.08. This is an increase of 3.17% compared to a month ago, indicating a positive short-term trend. However, compared to a year ago, there is a decrease of 0.70%, which could be a cause for long-term concern. The trend is bullish. The current SMA10 is $155.55, which is higher than the previous SMA10 of $155.44. This indicates a potential upward trend in price movement. The RSI is 57.7, indicating a neutral condition.

See the full technical analysis and price prediction.

Alternative data

Jack Henry & Associates has an estimated 191 open positions. This number is up by 97% in the last couple of months, indicating a company that looking to grow and expand. Potentially a healthy sign. The business outlook among employees at Jack Henry & Associates is very high (an estimate of 82% of employees have a positive outlook), a positive sign. Jack Henry & Associates has an estimate of 230,000 visitors to their webpage. The number of visitors is down by -23% in the last couple of months, a worrisome trend as this can indicate a loss in customers.

Explore Jack Henry & Associates’s job postings, web traffic and app downloads.

Sentiment & social

The sentiment for the stock on various stock forums is neutral. Jack Henry & Associates has 3,200 followers on their Twitter page, with no meaningful increase or decrese in the last couple of months.

Track Jack Henry & Associates’s market sentiment.

Frequently Asked Questions: Jack Henry & Associates AI Stock Analysis

Jack Henry & Associates's AltIndex AI Score is 85/100, currently a Strong Buy signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates Jack Henry & Associates a Strong Buy (85/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of Jack Henry & Associates — company overview, fundamentals, technicals and alternative data, with a recommendation. See the JKHY AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.