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JP Morgan Chase & Co. - AI Stock Analysis

Analysis generated September 13, 2025

JP Morgan Chase Co. is one of the largest and most diversified financial services companies in the world, providing a broad spectrum of financial services to consumers, small businesses, corporations, governments, and institutions. The company operates in over 100 markets and employs more than 250,000 people globally. JP Morgan Chase’s operations are organized into four major business segments: Consumer and Community Banking, Corporate and Investment Bank, Commercial Banking, and Asset & Wealth Management.

Fundamental Analysis

Revenue for the last quarter was $69.9B. This is an increase of 1.50% compared to the previous quarter, indicating positive short-term growth. Compared to the same quarter last year, the revenue increase of 3.11% suggests sustained year-over-year growth, demonstrating the company's ability to maintain its revenue streams.

Net income for the last quarter was $15B, an increase of 2.35% compared to the quarter before. This is a positive sign of growth. However, year-over-year, there is a decrease of 17.42%, which might be concerning as it could indicate rising costs or other challenges. EBITDA for the last quarter was $20.3B, a decrease of 0.61% compared to the previous quarter, and a significant year-over-year decline of 20.14%. These figures potentially point towards decreases in operational efficiency or increased operational costs.

The current P/E ratio is 15.75, which is within a normal range for the industry. This neither high nor low ratio suggests the stock is fairly valued compared to its earnings, without any drastic deviation that would cause immediate concern or excitement.

Technical Analysis

Today’s stock price is $306.91, marking an increase of 5.64% compared to a month ago, reflecting a positive short-term trend. Compared to a year ago, the stock price surged by 53.62%, indicating a strong long-term upward trend. The bullish trend suggests investor confidence and continued interest in the stock.

The current SMA10 is $299.76, which is higher than the previous SMA10 of $299.02. This indicates a potential upward trend in price movement, reinforcing the bullish momentum. However, the RSI is 73.3, suggesting that the stock might be overbought and potentially at risk of a short-term pullback.

Alternative Data Analysis

Job postings at JP Morgan Chase Co. have risen by 20% in the last couple of months to 3,001 open positions. This indicates growth and expansion, which is a positive sign for the company’s future prospects. Employee sentiment remains neutral, which suggests stable internal conditions.

The company’s website attracts around 3 million visitors, and this number has risen by 25% recently, hinting at an increase in customer interest and potential acquisition. Mobile app downloads remain stable at about 20,000 users per day, showing consistent customer engagement.

On social media, JP Morgan Chase Co. has 550,000 Instagram followers, up by 7% recently, and 810,000 followers on Twitter, with no significant recent growth. These trends indicate a solid and engaged customer base. The AltIndex's AI score for JP Morgan Chase Co. is 66, which signals a buy recommendation based on aggregated fundamental, technical, and alternative data.

Conclusion and Recommendation

Overall, JP Morgan Chase Co. is demonstrating positive growth in revenue and short-term net income, although there are some concerns regarding year-over-year decreases in net income and EBITDA. The technical indicators reflect a bullish trend with strong upward momentum in stock price. The alternative data points to a growing and engaged customer base alongside positive company expansion activities. In combination, these indicators present an optimistic outlook for JP Morgan Chase Co.'s performances.

Given the mix of fundamental, technical, and alternative data analyses, the stock of JP Morgan Chase Co. appears to offer solid potential for continued growth and maintains a buy recommendation.

Disclaimer: This AI stock analysis, generated by an experimental AI tool, is for informational purposes only and not financial advice. Information is based on publicly available data and may not always be accurate or current.