| Price | $34.48 |
| Year Range | $31.73 – $43.73 |
| Market Cap | $1.6B |
| PE Ratio | 12.13 |
| Industry | Banks-Regional |
What Is Live Oak Bancshares’s AI Stock Analysis?
Live Oak Bancshares’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks Live Oak Bancshares’s momentum in near-real time.
Live Oak Bancshares (LOB) has an AltIndex AI Score of 62/100, currently a Buy signal. The AI Score distills Live Oak Bancshares's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.
Live Oak Bancshares’s Full AI Analysis
Keep reading AltIndex’s full AI analysis of Live Oak Bancshares — the fundamental, technical and alternative-data breakdown and the recommendation.
Sign up to read the full analysisWhat’s Driving LOB’s AI Score?
Fundamentals
Revenue for the last quarter was $272M. This is an increase of 4.82% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 5.99%, suggesting positive year-over-year growth. Net income for the last quarter was $37M. This is an increase of 22.49% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 57.06%, suggesting positive year-over-year growth. Ebitda for the last quarter was $52M. This is an increase of 10.78% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 37.13%, suggesting positive year-over-year growth. The current P/E ratio is 12.13. This appears to be within a normal range, neither particularly high nor low. In the last couple of months, there's been a couple of company insiders selling their stock, a potentially bearish signal.
See Live Oak Bancshares’s earnings and insider transactions.
Technicals
Today's stock price is $34.48. This represents a decrease of 11.95% compared to a month ago, which may be concerning in the short-term. However, compared to a year ago, there is a decrease of 0.72%, which could be a cause for long-term concern. The trend is bearish. The current SMA10 is $35.90, which is lower than the previous SMA10 of $36.11. This suggests a potential downward trend in price movement. The RSI is 46.5, indicating a neutral condition.
See the full technical analysis and price prediction.
Alternative data
Live Oak Bancshares has an estimated 0 open positions. This number is down by -100% in the last couple of months, indicating a company trying to improve its margins or cut costs. Not a great sign for a growing company. The business outlook among employees at Live Oak Bancshares is very high (an estimate of 82% of employees have a positive outlook), a positive sign. Live Oak Bancshares has an estimate of 15,000 visitors to their webpage. The number of visitors is up by 400% in the last couple of months, a bullish trend as this can indicate can increase in customers.
Explore Live Oak Bancshares’s job postings, web traffic and app downloads.
Sentiment & social
Live Oak Bancshares has 4,700 followers on their Instagram page. The number of followers is up by 10% in the last couple of months, indicating an increased interest in the company. Live Oak Bancshares has 3,800 followers on their Twitter page. The number of followers is down by -0% in the last couple of months, indicating a loss in interest in the company.
Track Live Oak Bancshares’s market sentiment.
Frequently Asked Questions: Live Oak Bancshares AI Stock Analysis
Live Oak Bancshares's AltIndex AI Score is 62/100, currently a Buy signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.
AltIndex's AI Score model rates Live Oak Bancshares a Buy (62/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.
The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.
AltIndex generates a complete written AI analysis of Live Oak Bancshares — company overview, fundamentals, technicals and alternative data, with a recommendation. See the LOB AI Score or sign up to read the full thesis.
