Join our Free Newsletter and unlock 50% off AltIndexFree newsletter + 50% offJoin free
45 / 100
AltIndex AI Score
Hold
25% of ML’s tracked signals bullish
FundamentalsNeutral
TechnicalsNeutral
Alternative dataBearish
SentimentBullish
Price$85.90
Market Cap$970M
PE Ratio112.76
IndustryFintech

What Is MoneyLion’s AI Stock Analysis?

MoneyLion’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks MoneyLion’s momentum in near-real time.

MoneyLion (ML) has an AltIndex AI Score of 45/100, currently a Hold signal. The AI Score distills MoneyLion's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

MoneyLion’s Full AI Analysis

MoneyLion is a U.S.-based fintech company providing a variety of financial services including personal loans, credit building, and investment advice. Founded in 2013, the company has targeted underbanked and younger demographics, offering solutions that combine AI-driven insights with a user-friendly platform. MoneyLion aims to establish itself as a one-stop financial wellness hub for its users, leveraging technology to simplify personal financial management.

Fundamental Analysis

Revenue for the last quarter was $159 million. This represents an increase of 17.07% compared to the previous quarter, indicating strong short-term growth. More impressively, compared to the same quarter last year, revenue is up by 40.39%. These numbers suggest robust year-over-year growth, signaling the company's competitive strength in the market.

Premium

Keep reading AltIndex’s full AI analysis of MoneyLion — the fundamental, technical and alternative-data breakdown and the recommendation.

Sign up to read the full analysis

What’s Driving ML’s AI Score?

Fundamentals

Revenue for the last quarter was $159M. This is an increase of 17.07% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 40.39%, suggesting positive year-over-year growth. Net income for the last quarter was $1.7M. This is an increase of -161.82% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of -141.14%, suggesting positive year-over-year growth. Ebitda for the last quarter was $12M. This represents a decrease of 12.81% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 51.79%, suggesting positive year-over-year growth. The current P/E ratio is 112.76. This may be considered high, potentially indicating overvaluation and a bearish outlook.

See MoneyLion’s earnings and insider transactions.

Alternative data

The business outlook among employees at MoneyLion is neutral. MoneyLion has an estimate of 5.3M visitors to their webpage. The number of visitors is down by -22% in the last couple of months, a worrisome trend as this can indicate a loss in customers.

Explore MoneyLion’s job postings, web traffic and app downloads.

Sentiment & social

MoneyLion has 130,000 followers on their Instagram page. The number of followers is up by 8% in the last couple of months, indicating an increased interest in the company. MoneyLion has 44,000 followers on their Twitter page, with no meaningful increase or decrese in the last couple of months.

Track MoneyLion’s market sentiment.

Frequently Asked Questions: MoneyLion AI Stock Analysis

MoneyLion's AltIndex AI Score is 45/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates MoneyLion a Hold (45/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of MoneyLion — company overview, fundamentals, technicals and alternative data, with a recommendation. See the ML AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.