68 / 100
AltIndex AI Score
Buy
AI Score · 12-mo trend
+12 pts over 3 months57% of NRDS’s tracked signals bullish
FundamentalsBullish
TechnicalsNeutral
Alternative dataNeutral
SentimentNeutral
Price$9.88
Year Range$7.58 – $13.95
Market Cap$633M
PE Ratio11.01
IndustryFintech

What Is NerdWallet’s AI Stock Analysis?

NerdWallet’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks NerdWallet’s momentum in near-real time.

NerdWallet (NRDS) has an AltIndex AI Score of 68/100, currently a Buy signal. The AI Score distills NerdWallet's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

NerdWallet’s Full AI Analysis

NerdWallet, Inc. is an American personal finance company that provides users with financial advice and tools to make informed decisions about their money. The platform offers a variety of services including credit card and loan comparisons, investment advice, and budget planning tools. NerdWallet’s mission is to provide clarity for all of life's financial decisions to help users improve their overall financial health.

Fundamental Analysis

Revenue for the last quarter was $197 million. Although this represents a decrease of 11.21% compared to the previous quarter, there is a year-over-year increase of 5.56%. This signifies positive growth over a longer period, albeit recent quarterly concerns.

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What’s Driving NRDS’s AI Score?

Fundamentals

Revenue for the last quarter was $197M. This represents a decrease of 11.21% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 5.56%, suggesting positive year-over-year growth. Net income for the last quarter was $4.3M. This represents a decrease of 78.92% compared to the quarter before it, indicating a need for concern. However, compared to the same quarter last year, there is a decrease of 47.56%, which may be a cause for concern. Ebitda for the last quarter was $26M. This represents a decrease of 30.89% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 8.20%, suggesting positive year-over-year growth. The current P/E ratio is 11.01. This may be considered low, potentially indicating undervaluation and a bullish outlook.

See NerdWallet’s earnings and insider transactions.

Technicals

Today's stock price is $9.88. This is an increase of 8.81% compared to a month ago, indicating a positive short-term trend. However, compared to a year ago, there is a decrease of 7.49%, which could be a cause for long-term concern. The trend is bearish. The current SMA10 is $9.86, which is lower than the previous SMA10 of $9.89. This suggests a potential downward trend in price movement. The RSI is 56.8, indicating a neutral condition.

See the full technical analysis and price prediction.

Alternative data

NerdWallet has an estimated 21 open positions. This number is up by 31% in the last couple of months, indicating a company that looking to grow and expand. Potentially a healthy sign. The business outlook among employees at NerdWallet is neutral. However, the business outlook is down by -5% in the last couple of months, a worrisome trend. NerdWallet has an estimate of 25M visitors to their webpage. The number of visitors is up by 19% in the last couple of months, a bullish trend as this can indicate can increase in customers. NerdWallet has an estimate of 500 users downloading their mobile apps every day, with no meaningful increase or decrese in downloads over the last couple of months.

Explore NerdWallet’s job postings, web traffic and app downloads.

Sentiment & social

The sentiment for the stock on various stock forums is high, a positive sign. NerdWallet has 240,000 followers on their Instagram page. The number of followers is up by 11% in the last couple of months, indicating an increased interest in the company. NerdWallet has 68,000 followers on their Twitter page. The number of followers is down by -1% in the last couple of months, indicating a loss in interest in the company.

Track NerdWallet’s market sentiment.

Frequently Asked Questions: NerdWallet AI Stock Analysis

NerdWallet's AltIndex AI Score is 68/100, currently a Buy signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates NerdWallet a Buy (68/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of NerdWallet — company overview, fundamentals, technicals and alternative data, with a recommendation. See the NRDS AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.