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|---|---|---|
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196M 19.8% |
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Income Statement (NONE)
| Q4 '24 | QoQ | |
|---|---|---|
| Revenue | 2.99B | 1.6% |
| Gross Profit | 1.36B | 1.1% |
| Cost of Revenue | 1.63B | 2% |
| Operating expense | 596M | 4.6% |
| Net Income | 553M | 0.1% |
| EBITDA | 789M | 6.1% |
Balance Sheet (NONE)
| Q4 '24 | QoQ | |
|---|---|---|
| Total Assets | 49.9B | 2.7% |
| Total Liabilities | 42.3B | 3.1% |
| Total Equity | 7.65B | 0% |
| Shares Outstanding | 4.89B | 0% |
Cash Flow (NONE)
| Q4 '24 | QoQ | |
|---|---|---|
| Cash from operations | 6.18B | 678% |
| Cash from financing | -4.49B | 1339.8% |
EPS
Financial Highlights for Nu Holdings in Q4 '24
Nu Holdings reported a revenue of 2.99B, which is a 1.6% change from the previous quarter. An increase in revenue typically indicates growing demand for the company's products or services. This positive change in revenue is a good sign, suggesting that the company's sales are moving in the right direction.
Gross Profit stood at 1.36B, marking a 1.1% change since the last quarter. Gross profit showcases the efficiency in production and sales processes.
Cost of Revenue was 1.63B, a 2% difference from the previous quarter. A rising cost of revenue may suggest increased production or sales costs, which can impact margins. However, if accompanied by a proportionate rise in revenue, it could indicate scaling operations.
Operating Expenses for this period were 596M, showing a -4.6% change from the last quarter. Operating expenses cover the costs of running daily business operations. A significant increase might indicate inefficiencies or investments in growth, while a decrease could suggest cost-saving measures or potential underinvestment in key areas.
Net Income for the quarter was 553M, showing a -0.1% change from the prior quarter. Net income provides a clear picture of the company's profitability after all expenses. An increase suggests the company is becoming more profitable, while a decrease may raise concerns about the company's financial health, unless there are specific one-time costs or investments.
The company's EBITDA for the quarter was 789M, showing a 6.1% change from the previous period. EBITDA gives insight into the company's operational profitability, excluding non-operating expenses like interest and taxes. A rising EBITDA indicates strong operational performance, while a declining EBITDA may signal operational challenges or increased costs.
Nu Holdings faced some challenges this quarter with a decline in one or more of the key metrics: revenue, gross profit, or net income. An increase in the cost of revenue, higher than the revenue growth, suggests potential margin pressures.
