Join our Free Newsletter and unlock 50% off AltIndexFree newsletter + 50% offJoin free
47 / 100
AltIndex AI Score
Hold
AI Score · 12-mo trend
−14 pts over 3 months17% of PB’s tracked signals bullish
FundamentalsNeutral
TechnicalsNeutral
Alternative dataBearish
SentimentBullish
Price$67.46
Year Range$63.02 – $74.62
Market Cap$8.02B
PE Ratio11.47
IndustryBanks-Regional

What Is Prosperity Bancshares’s AI Stock Analysis?

Prosperity Bancshares’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks Prosperity Bancshares’s momentum in near-real time.

Prosperity Bancshares (PB) has an AltIndex AI Score of 47/100, currently a Hold signal. The AI Score distills Prosperity Bancshares's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

Prosperity Bancshares’s Full AI Analysis

Prosperity Bancshares, Inc. provides a range of financial products and services to individuals and businesses. The company operates through banking locations across several states, offering services such as personal and business loans, deposit accounts, and wealth management. Its solid reputation and conservative business approach have been lauded in the industry, positioning it as a potentially reliable investment.

Fundamental Analysis

Revenue for the last quarter was $520 million, marking a substantial increase of 29.06% compared to the previous quarter. When evaluated year-over-year, this represents a growth of 19.34%, suggesting consistent expansion and efficiency in revenue streams. Net income for the last quarter was $169 million, showcasing an impressive 45.00% increase from the previous quarter and a 24.73% increase from the same quarter last year. This upward trend in net income indicates effective cost management and operational success.

Premium

Keep reading AltIndex’s full AI analysis of Prosperity Bancshares — the fundamental, technical and alternative-data breakdown and the recommendation.

Sign up to read the full analysis

What’s Driving PB’s AI Score?

Fundamentals

Revenue for the last quarter was $520M. This is an increase of 29.06% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 19.34%, suggesting positive year-over-year growth. Net income for the last quarter was $169M. This is an increase of 45.00% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 24.73%, suggesting positive year-over-year growth. Ebitda for the last quarter was $221M. This is an increase of 37.01% compared to the quarter before it, which is a positive sign of growth. However, compared to the same quarter last year, there is a decrease of 27.75%, which may be a cause for concern. The current P/E ratio is 11.47. This may be considered low, potentially indicating undervaluation and a bullish outlook. In the last couple of months, there's been a couple of company insiders selling their stock, a potentially bearish signal.

See Prosperity Bancshares’s earnings and insider transactions.

Technicals

Today's stock price is $66.74. This represents a decrease of 5.12% compared to a month ago, which may be concerning in the short-term. Compared to a year ago, there is an increase of 9.36%, suggesting a positive long-term trend. The trend is bearish. The current SMA10 is $66.48, which is lower than the previous SMA10 of $66.54. This suggests a potential downward trend in price movement. The RSI is 69.4, indicating a neutral condition.

See the full technical analysis and price prediction.

Alternative data

The business outlook among employees at Prosperity Bancshares is neutral. Prosperity Bancshares has an estimate of 610,000 visitors to their webpage. The number of visitors is down by -27% in the last couple of months, a worrisome trend as this can indicate a loss in customers. Prosperity Bancshares has an estimate of 33 users downloading their mobile apps every day, with no meaningful increase or decrese in downloads over the last couple of months.

Explore Prosperity Bancshares’s job postings, web traffic and app downloads.

Sentiment & social

Prosperity Bancshares has 1,100 followers on their Instagram page. The number of followers is up by 4% in the last couple of months, indicating an increased interest in the company. Prosperity Bancshares has 270 followers on their Twitter page, with no meaningful increase or decrese in the last couple of months.

Track Prosperity Bancshares’s market sentiment.

Frequently Asked Questions: Prosperity Bancshares AI Stock Analysis

Prosperity Bancshares's AltIndex AI Score is 47/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates Prosperity Bancshares a Hold (47/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of Prosperity Bancshares — company overview, fundamentals, technicals and alternative data, with a recommendation. See the PB AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.