Introducing the new AltIndexLearn more
$394M 0.9%Beat EPS +217.9%
Total revenue, Q1 '26 ().

Did Root Insurance Beat Earnings?

Root Insurance (ROOT) reported Q1 '26 revenue of $394M, up 12.6% year-over-year, with reported EPS of $2.10. That topped the $0.66 analyst estimate by 217.9% — an earnings beat.

AltIndex tracks earnings alongside 25+ alternative data signals that can move ahead of the report — Root Insurance’s job postings, web traffic, and employee business outlook. See the full ROOT stock analysis or the earnings calendar for upcoming reports.

ROOT Earnings Surprise History (EPS vs. Estimate)

QuarterEstimated EPSReported EPSSurprise
Q1 '26 $0.66 $2.10 Beat +217.9%
Q4 '25 $-0.08 $0.39 Beat +586.4%
Q2 '25 $0.52 $1.29 Beat +148.1%
Q1 '25 $0.03 $1.07 Beat +3,466.7%
Q4 '24 $-0.38 $1.24 Beat +425.0%
Q3 '24 $-0.98 $1.35 Beat +237.8%

Root Insurance Quarterly Financial Trends ()

MetricQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Revenue289M306M327M349M383M388M397M394M
Gross margin24.5%32.3%31.7%30.7%26.6%21.0%24.3%0.0%
Operating margin-2.7%7.5%6.8%5.3%5.7%-1.3%1.4%10.4%
Net income-7.8M23M22M18M22M-5.4M5.3M34M
Net margin-2.7%7.5%6.8%5.3%5.7%-1.4%1.3%8.7%
EPS$1.35$1.24$1.07$1.29$0.39$2.10

Root Insurance Earnings Trend Analysis

Over the eight quarters from Q2 '24 to Q1 '26, Root Insurance’s quarterly revenue moved from $289M to $394M. Net margin expanded from -2.7% to 8.7%, against a 0% gross margin in the most recent quarter — a read on whether revenue growth is translating into profit. Root Insurance has beaten Wall Street EPS estimates in 6 of its last 6 reported quarters.

When Is Root Insurance’s Next Earnings Date?

Root Insurance reports earnings on a quarterly schedule. Its most recent report covered Q1 '26. For the confirmed upcoming date — and every other company reporting soon — see the ROOT earnings calendar.

Frequently Asked Questions: Root Insurance Earnings

Root Insurance's next earnings date has not been confirmed yet. See the earnings calendar for all upcoming reports.

Root Insurance reported Q1 '26 EPS of $2.10 on revenue of $394M (+12.6% YoY). Root Insurance beat estimates, reporting $2.10 vs. the $0.66 estimate.

Root Insurance reported Q1 '26 revenue of $394M, up 12.6% from the same quarter a year earlier.

Signals like job postings, web traffic, and employee sentiment reflect business activity in real time and can move before quarterly results are reported. AltIndex combines them with 25+ others in the ROOT AI Score.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.