45 / 100
AltIndex AI Score
Hold
AI Score · 12-mo trend
+7 pts over 3 months0% of SEZL’s tracked signals bullish
FundamentalsNeutral
TechnicalsNeutral
Alternative dataNeutral
SentimentBearish
Price$118.41
Year Range$56.5 – $188.55
Market Cap$3.94B
PE Ratio25.69
IndustryFintech

What Is Sezzle’s AI Stock Analysis?

Sezzle’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks Sezzle’s momentum in near-real time.

Sezzle (SEZL) has an AltIndex AI Score of 45/100, currently a Hold signal. The AI Score distills Sezzle's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

Sezzle’s Full AI Analysis

Sezzle Inc. is a multinational financial technology company that offers a "Buy Now, Pay Later" (BNPL) payment platform. The company's platform facilitates flexible, interest-free installment plans at the point of sale, allowing consumers to split their purchases into four equal payments over six weeks. Sezzle is headquartered in Minneapolis, Minnesota and has established a significant presence in the United States, Canada, and India, positioning itself as one of the key players in the burgeoning BNPL sector.

Fundamental Analysis

Sezzle reported a revenue of $150M for the last quarter. This represents a 10.44% increase compared to the previous quarter and a 51.65% increase compared to the same quarter last year. The consistent revenue growth suggests that the company is successfully expanding its footprint and customer base.

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What’s Driving SEZL’s AI Score?

Fundamentals

Revenue for the last quarter was $150M. This is an increase of 10.44% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 51.65%, suggesting positive year-over-year growth. Net income for the last quarter was $41M. This represents a decrease of 20.54% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 47.68%, suggesting positive year-over-year growth. Ebitda for the last quarter was $55M. This represents a decrease of 20.16% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 51.97%, suggesting positive year-over-year growth. The current P/E ratio is 25.69. This may be considered high, potentially indicating overvaluation and a bearish outlook. In the last couple of months, there's been a couple of company insiders selling their stock, a potentially bearish signal.

See Sezzle’s earnings and insider transactions.

Technicals

Today's stock price is $118.41. This represents a decrease of 7.69% compared to a month ago, which may be concerning in the short-term. Compared to a year ago, there is an increase of 32.64%, suggesting a positive long-term trend. The trend is bearish. The current SMA10 is $119.52, which is lower than the previous SMA10 of $119.73. This suggests a potential downward trend in price movement. The RSI is 32.3, indicating a neutral condition.

See the full technical analysis and price prediction.

Alternative data

Sezzle has an estimated 149 open positions. This number is down by -22% in the last couple of months, indicating a company trying to improve its margins or cut costs. Not a great sign for a growing company. The business outlook among employees at Sezzle is neutral. Sezzle has an estimate of 2.7M visitors to their webpage. The number of visitors is down by -30% in the last couple of months, a worrisome trend as this can indicate a loss in customers. Sezzle has an estimate of 3,300 users downloading their mobile apps every day, with no meaningful increase or decrese in downloads over the last couple of months.

Explore Sezzle’s job postings, web traffic and app downloads.

Sentiment & social

Sezzle has 200,000 followers on their Instagram page. The number of followers is down by -0% in the last couple of months, indicating a loss in interest in the company. Sezzle has 20,000 followers on their Twitter page. The number of followers is down by -1% in the last couple of months, indicating a loss in interest in the company.

Track Sezzle’s market sentiment.

Frequently Asked Questions: Sezzle AI Stock Analysis

Sezzle's AltIndex AI Score is 45/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates Sezzle a Hold (45/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of Sezzle — company overview, fundamentals, technicals and alternative data, with a recommendation. See the SEZL AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.