AI Stock Analysis - SoFi (SOFI)
Analysis generated January 14, 2026.
SoFi Technologies, Inc. (Let’s call it “SoFi”) is a notable player in the personal finance space, offering a wide range of financial products and services including loans, investing, and banking. Founded in 2011, the company has quickly emerged as a competitor in the fintech industry. SoFi aims to provide consumers overall control and transparency regarding their finances. It operates primarily through its digital and app-based platforms, making financial services more accessible.
Stock Alerts - SoFi (SOFI)
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SoFi | January 15 Job postings are up by 25% in the last couple of days. |
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SoFi | January 9 AI Score is up by 21.5% in the last couple of days. |
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SoFi | January 7 Reddit mentions are up by 375% in the last 24h. |
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SoFi | January 7 Over the past few months, there has been an upward trend in the business outlook. |
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Alternative Data for SoFi
About SoFi
SoFi Technologies, Inc. is an American online personal finance company and online bank. Based in San Francisco, SoFi provides financial products including student and auto loan refinancing, mortgages, personal loans, credit card, investing, and banking through both mobile app and desktop interfaces.
| Price | $26.13 |
| Target Price | Sign up |
| Volume | 40,830,000 |
| Market Cap | $33B |
| Year Range | $12.8 - $32.21 |
| Dividend Yield | 0% |
| PE Ratio | 46.66 |
| Analyst Rating | 33% buy |
| Earnings Date | January 30 '26 |
| Industry | Investment Management |
In the news
Is SoFi Stock a Buy Now?January 16 - Yahoo Entertainment |
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SoFi Announces Monthly Distributions on $THTA (12.00%)January 15 - GlobeNewswire |
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How business leaders are responding to Trump's plan to cap credit card interest rates, from JPMorgan to SoFiJanuary 14 - Business Insider |
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From NFL turf to Olympic pool, SoFi Stadium prepares for the World Cup and LA28January 13 - CNA |
ChatGPT Thinks SoFi Stock Will Close At This Price In The Next 60 DaysJanuary 13 - Yahoo Entertainment |
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Jim Cramer on SoFi: “I Think the Stock Has Not Come Down Enough”January 13 - Yahoo Entertainment |
Financial performance View All
| Revenue | Cost of Revenue | Gross Profit | Net Income | ebitda | EPS | |
|---|---|---|---|---|---|---|
| Q3 '25 | 1.27B | 316M | 952M | 139M | 514M | 0.101 |
| Q2 '25 | 1.13B | 285M | 845M | 97M | 169M | 0.090 |
| Q1 '25 | 1.04B | 271M | 766M | 71M | 135M | 0.060 |
| Q4 '24 | 1.01B | 281M | 727M | 332M | 113M | 0.050 |
| Q3 '24 | 986M | 298M | 688M | 61M | 116M | 0.050 |
Insider Transactions View All
| Keough Kelli filed to sell 312,948 shares at $27.1. December 23 '25 |
| Rishel Jeremy filed to sell 794,598 shares at $26.6. December 22 '25 |
| Pinto Arun filed to sell 138,396 shares at $24.8. November 21 '25 |
| Keough Kelli filed to sell 265,034 shares at $26.4. November 21 '25 |
| Keough Kelli filed to sell 275,374 shares at $28.3. October 22 '25 |
Similar companies
| Company | Price | AI Score | |
|---|---|---|---|
 |
BNY MellonBK |
$121.33 0% | 48 |
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Morgan StanleyMS |
$189.09 0% | 49 |
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BlackrockBLK |
$1163.17 0% | 63 |
 |
HSBCHSBC |
$82.53 0% | 41 |
 |
Goldman SachsGS |
$962 0% | 51 |
Congress Trading View All
| Politician | Filing Date | Type | Size |
|---|---|---|---|
| James Comer |
Jan 13, 25 | Buy | $1K - $15K |
| Thomas Carper Democrat |
Mar 29, 24 | Sell | $1K - $15K |
Read more about SoFi (SOFI) and their ai stock analysis, price prediction, earnings, congress trading, insider transactions, technical analysis, job posts, sentiment, webpage traffic, employee rating, google trends, patents, app downloads, 4chan mentions, facebook engagement, facebook followers, instagram followers, reddit mentions, stocktwits mentions, stocktwits subscribers, tiktok followers, x followers, x mentions, youtube subscribers, news mentions, customer reviews, lobbying cost, business outlook & linkedin employees.
FAQ - SoFi
The Market Cap of SoFi is $33B.
As of today, SoFi's PE (Price to Earnings) ratio is 46.66.
SoFi will report its next earnings on January 30 '26.
Currently, the price of one share of SoFi stock is $26.13.
The SOFI stock price chart above provides a comprehensive visual representation of SoFi's stock performance over time. Investors can use this chart to identify patterns, trends, and potential support or resistance levels. By examining historical data and recent price movements, investors can make more informed decisions regarding buying, holding, or selling SoFi shares. Our platform offers an up-to-date SOFI stock price chart, along with technical data analysis and alternative data insights.
As of our latest update, SoFi (SOFI) does not offer dividends to its shareholders. Investors interested in SoFi should consider the potential for capital appreciation as the primary return on investment, rather than expecting dividend payouts.
Some of the similar stocks of SoFi are BNY Mellon, Morgan Stanley, Blackrock, HSBC, and Goldman Sachs.
