| Price | $37.59 |
| Year Range | $35.47 – $46.93 |
| Market Cap | $11.4B |
| PE Ratio | 8.84 |
| Industry | Banks |
What Is Ally Financial’s AI Stock Analysis?
Ally Financial’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks Ally Financial’s momentum in near-real time.
Ally Financial (ALLY) has an AltIndex AI Score of 39/100, currently a Sell signal. The AI Score distills Ally Financial's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.
Ally Financial’s Full AI Analysis
Keep reading AltIndex’s full AI analysis of Ally Financial — the fundamental, technical and alternative-data breakdown and the recommendation.
Sign up to read the full analysisWhat’s Driving ALLY’s AI Score?
Fundamentals
Revenue for the last quarter was $4.07B. This is an increase of 4.58% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 4.88%, suggesting positive year-over-year growth. Net income for the last quarter was $410M. This is an increase of 28.53% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 16.48%, suggesting positive year-over-year growth. Ebitda for the last quarter was $537M. This represents a decrease of 30.98% compared to the quarter before it, indicating a need for concern. However, compared to the same quarter last year, there is a decrease of 17.64%, which may be a cause for concern. The current P/E ratio is 8.84. This may be considered low, potentially indicating undervaluation and a bullish outlook.
See Ally Financial’s earnings and insider transactions.
Technicals
Today's stock price is $37.59. This represents a decrease of 10.65% compared to a month ago, which may be concerning in the short-term. Compared to a year ago, there is an increase of 2.15%, suggesting a positive long-term trend. The trend is bearish. The current SMA10 is $37.70, which is lower than the previous SMA10 of $37.70. This suggests a potential downward trend in price movement. The RSI is 70.9, indicating a potentially overbought (bearish) condition.
See the full technical analysis and price prediction.
Alternative data
Ally Financial has an estimated 96 open positions. This number is up by 32% in the last couple of months, indicating a company that looking to grow and expand. Potentially a healthy sign. The business outlook among employees at Ally Financial is neutral. Ally Financial has an estimate of 10M visitors to their webpage. The number of visitors is down by -9% in the last couple of months, a worrisome trend as this can indicate a loss in customers. Ally Financial has an estimate of 1,300 users downloading their mobile apps every day. The number of downloads is down by -43% in the last couple of months, a worrisome trend as this can indicate a loss in customers.
Explore Ally Financial’s job postings, web traffic and app downloads.
Sentiment & social
The sentiment for the stock on various stock forums is high, a positive sign. Ally Financial has 120,000 followers on their Instagram page. The number of followers is up by 6% in the last couple of months, indicating an increased interest in the company. Ally Financial has 16,000 followers on their Twitter page. The number of followers is down by -1% in the last couple of months, indicating a loss in interest in the company.
Track Ally Financial’s market sentiment.
Frequently Asked Questions: Ally Financial AI Stock Analysis
Ally Financial's AltIndex AI Score is 39/100, currently a Sell signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.
AltIndex's AI Score model rates Ally Financial a Sell (39/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.
The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.
AltIndex generates a complete written AI analysis of Ally Financial — company overview, fundamentals, technicals and alternative data, with a recommendation. See the ALLY AI Score or sign up to read the full thesis.
