$4.07B 4.6%Missed EPS -3.2%
Total revenue, Q2 '26 (USD).

Did Ally Financial Beat Earnings?

Ally Financial (ALLY) reported Q2 '26 revenue of $4.07B, up 4.9% year-over-year, with reported EPS of $1.21. That came in 3.2% below the $1.25 analyst estimate — an earnings miss.

AltIndex tracks earnings alongside 25+ alternative data signals that can move ahead of the report — Ally Financial’s job postings, web traffic, and employee business outlook. See the full ALLY stock analysis or the earnings calendar for upcoming reports.

ALLY Earnings Surprise History (EPS vs. Estimate)

QuarterEstimated EPSReported EPSSurprise
Q2 '26 $1.25 $1.21 Missed -3.2%
Q1 '26 $0.94 $1.11 Beat +18.1%
Q4 '25 $1.02 $1.09 Beat +6.9%
Q3 '25 $1.01 $1.15 Beat +13.9%
Q2 '25 $0.81 $0.99 Beat +22.2%
Q4 '24 $0.58 $0.78 Beat +34.5%

Ally Financial Quarterly Financial Trends (USD)

MetricQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Revenue4.18B4.04B3.43B3.88B3.95B3.94B3.89B4.07B
Gross margin39.5%41.7%45.6%49.0%49.5%48.0%49.0%52.2%
Operating margin5.6%4.3%-8.3%11.2%13.0%9.8%10.3%13.2%
Net income357M108M-225M352M398M327M319M410M
Net margin8.5%2.7%-6.6%9.1%10.1%8.3%8.2%10.1%
EPS$0.95$0.78$0.99$1.15$1.09$1.11$1.21

Ally Financial Earnings Trend Analysis

Over the eight quarters from Q3 '24 to Q2 '26, Ally Financial’s quarterly revenue moved from $4.18B to $4.07B. Net margin expanded from 8.5% to 10.1%, against a 52.2% gross margin in the most recent quarter — a read on whether revenue growth is translating into profit. Ally Financial has beaten Wall Street EPS estimates in 7 of its last 8 reported quarters.

When Is Ally Financial’s Next Earnings Date?

Ally Financial reports earnings on a quarterly schedule. Its most recent report covered Q2 '26. For the confirmed upcoming date — and every other company reporting soon — see the ALLY earnings calendar.

Frequently Asked Questions: Ally Financial Earnings

Ally Financial's next earnings date has not been confirmed yet. See the earnings calendar for all upcoming reports.

Ally Financial reported Q2 '26 EPS of $1.21 on revenue of $4.07B (+4.9% YoY). Ally Financial missed estimates, reporting $1.21 vs. the $1.25 estimate.

Ally Financial reported Q2 '26 revenue of $4.07B, up 4.9% from the same quarter a year earlier.

Signals like job postings, web traffic, and employee sentiment reflect business activity in real time and can move before quarterly results are reported. AltIndex combines them with 25+ others in the ALLY AI Score.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.