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60 / 100
AltIndex AI Score
Hold
AI Score · 12-mo trend
+16 pts over 3 months29% of C’s tracked signals bullish
FundamentalsBullish
TechnicalsBullish
Alternative dataNeutral
SentimentNeutral
Price$139.33
Year Range$104.47 – $144.94
Market Cap$231B
PE Ratio14.62
IndustryBanks

What Is Citigroup’s AI Stock Analysis?

Citigroup’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks Citigroup’s momentum in near-real time.

Citigroup (C) has an AltIndex AI Score of 60/100, currently a Hold signal. The AI Score distills Citigroup's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

Citigroup’s Full AI Analysis

Citigroup Inc. (citi) is a globally diversified financial services holding company that provides various financial products and services, including consumer banking, credit, corporate and investment banking, securities brokerage, trade and securities services, and wealth management to its clients. Citigroup operates in more than 160 countries and jurisdictions worldwide. As a colossal entity in the banking sector, Citigroup holds a significant position among other financial institutions.

Fundamental Analysis

Citigroup's revenue for the last quarter was $44.1 billion. This represents an 8.04% increase compared to the previous quarter, showcasing a positive growth trend. Furthermore, comparing with the same quarter last year, revenue growth of 7.00% also suggests stable year-over-year improvement.

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What’s Driving C’s AI Score?

Fundamentals

Revenue for the last quarter was $24.8B. This represents a decrease of 43.89% compared to the quarter before it, indicating a need for concern. However, compared to the same quarter last year, there is a decrease of 41.52%, which may be a cause for concern. Net income for the last quarter was $5.83B. This is an increase of 0.80% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 45.09%, suggesting positive year-over-year growth. Ebitda for the last quarter was $8.03B. This represents a decrease of 6.99% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 27.12%, suggesting positive year-over-year growth. The current P/E ratio is 14.62. This appears to be within a normal range, neither particularly high nor low.

See Citigroup’s earnings and insider transactions.

Technicals

Today's stock price is $139.33. This is an increase of 5.08% compared to a month ago, indicating a positive short-term trend. Compared to a year ago, there is an increase of 51.84%, suggesting a positive long-term trend. The trend is bullish. The current SMA10 is $136.31, which is higher than the previous SMA10 of $136.06. This indicates a potential upward trend in price movement. The RSI is 69.7, indicating a neutral condition.

See the full technical analysis and price prediction.

Alternative data

Citigroup has an estimated 2,862 open positions. This number is down by -20% in the last couple of months, indicating a company trying to improve its margins or cut costs. Not a great sign for a growing company. The business outlook among employees at Citigroup is neutral. Citigroup has an estimate of 2.6M visitors to their webpage. The number of visitors is up by 23% in the last couple of months, a bullish trend as this can indicate can increase in customers. Citigroup has an estimate of 10,000 users downloading their mobile apps every day, with no meaningful increase or decrese in downloads over the last couple of months.

Explore Citigroup’s job postings, web traffic and app downloads.

Sentiment & social

The sentiment for the stock on various stock forums is very high, a positive sign. Citigroup has 140,000 followers on their Instagram page, with no meaningful increase or decrese in the last couple of months. Citigroup has 860,000 followers on their Twitter page. The number of followers is down by -0% in the last couple of months, indicating a loss in interest in the company.

Track Citigroup’s market sentiment.

Frequently Asked Questions: Citigroup AI Stock Analysis

Citigroup's AltIndex AI Score is 60/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates Citigroup a Hold (60/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of Citigroup — company overview, fundamentals, technicals and alternative data, with a recommendation. See the C AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.