| Price | $39.48 |
| Year Range | $35.78 – $44.84 |
| Market Cap | $2.48B |
| PE Ratio | 12.57 |
| Industry | Banks-Regional |
What Is First Merchants’s AI Stock Analysis?
First Merchants’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks First Merchants’s momentum in near-real time.
First Merchants (FRME) has an AltIndex AI Score of 58/100, currently a Hold signal. The AI Score distills First Merchants's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.
First Merchants’s Full AI Analysis
Keep reading AltIndex’s full AI analysis of First Merchants — the fundamental, technical and alternative-data breakdown and the recommendation.
Sign up to read the full analysisWhat’s Driving FRME’s AI Score?
Fundamentals
Revenue for the last quarter was $298M. This is an increase of 17.65% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 14.16%, suggesting positive year-over-year growth. Net income for the last quarter was $44M. This is an increase of 56.20% compared to the quarter before it, which is a positive sign of growth. However, compared to the same quarter last year, there is a decrease of 22.61%, which may be a cause for concern. Ebitda for the last quarter was $48M. This is an increase of 34.27% compared to the quarter before it, which is a positive sign of growth. However, compared to the same quarter last year, there is a decrease of 33.63%, which may be a cause for concern. The current P/E ratio is 12.57. This appears to be within a normal range, neither particularly high nor low.
See First Merchants’s earnings and insider transactions.
Technicals
Today's stock price is $39.48. This represents a decrease of 3.85% compared to a month ago, which may be concerning in the short-term. Compared to a year ago, there is an increase of 14.73%, suggesting a positive long-term trend. The trend is bearish. The current SMA10 is $39.21, which is lower than the previous SMA10 of $39.24. This suggests a potential downward trend in price movement. The RSI is 47.5, indicating a neutral condition.
See the full technical analysis and price prediction.
Alternative data
First Merchants has an estimated 95 open positions. This number is up by 56% in the last couple of months, indicating a company that looking to grow and expand. Potentially a healthy sign. The business outlook among employees at First Merchants is neutral. First Merchants has an estimate of 420,000 visitors to their webpage. The number of visitors is down by -18% in the last couple of months, a worrisome trend as this can indicate a loss in customers.
Explore First Merchants’s job postings, web traffic and app downloads.
Sentiment & social
First Merchants has 12 followers on their Twitter page, with no meaningful increase or decrese in the last couple of months.
Track First Merchants’s market sentiment.
Frequently Asked Questions: First Merchants AI Stock Analysis
First Merchants's AltIndex AI Score is 58/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.
AltIndex's AI Score model rates First Merchants a Hold (58/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.
The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.
AltIndex generates a complete written AI analysis of First Merchants — company overview, fundamentals, technicals and alternative data, with a recommendation. See the FRME AI Score or sign up to read the full thesis.
