Similar companies
Income Statement (NONE)
| Q4 '25 | QoQ | |
|---|---|---|
| Revenue | 270M | 0.8% |
| Gross Profit | 164M | 1.5% |
| Cost of Revenue | 106M | 0.2% |
| Operating expense | 99M | 2.3% |
| Net Income | 57M | 0.5% |
| EBITDA | 65M | 10.6% |
Balance Sheet (NONE)
| Q4 '25 | QoQ | |
|---|---|---|
| Total Assets | 19B | 1.1% |
| Total Liabilities | 16.6B | 1% |
| Total Equity | 2.47B | 2.2% |
| Shares Outstanding | 57M | 0% |
Cash Flow (NONE)
| Q4 '25 | QoQ |
|---|
EPS
Financial Highlights for First Merchants in Q4 '25
First Merchants reported a revenue of 270M, which is a 0.8% change from the previous quarter. An increase in revenue typically indicates growing demand for the company's products or services. This positive change in revenue is a good sign, suggesting that the company's sales are moving in the right direction.
Gross Profit stood at 164M, marking a 1.5% change since the last quarter. Gross profit showcases the efficiency in production and sales processes.
Cost of Revenue was 106M, a -0.2% difference from the previous quarter. A rising cost of revenue may suggest increased production or sales costs, which can impact margins. However, if accompanied by a proportionate rise in revenue, it could indicate scaling operations.
Operating Expenses for this period were 99M, showing a 2.3% change from the last quarter. Operating expenses cover the costs of running daily business operations. A significant increase might indicate inefficiencies or investments in growth, while a decrease could suggest cost-saving measures or potential underinvestment in key areas.
Net Income for the quarter was 57M, showing a 0.5% change from the prior quarter. Net income provides a clear picture of the company's profitability after all expenses. An increase suggests the company is becoming more profitable, while a decrease may raise concerns about the company's financial health, unless there are specific one-time costs or investments.
The company's EBITDA for the quarter was 65M, showing a -10.6% change from the previous period. EBITDA gives insight into the company's operational profitability, excluding non-operating expenses like interest and taxes. A rising EBITDA indicates strong operational performance, while a declining EBITDA may signal operational challenges or increased costs.
It was a positive quarter for First Merchants with growth in revenue, gross profit, and net income. Higher operating expenses might indicate increased investments or potential inefficiencies. A decline in EBITDA signals potential operational challenges or increased costs.
