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62 / 100
AltIndex AI Score
Buy
AI Score · 12-mo trend
+8 pts over 3 months38% of MA’s tracked signals bullish
FundamentalsNeutral
TechnicalsNeutral
Alternative dataNeutral
SentimentBullish
Price$567.04
Year Range$470.77 – $577.5
Market Cap$492B
PE Ratio30.87
IndustryCredit Services

What Is Mastercard’s AI Stock Analysis?

Mastercard’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks Mastercard’s momentum in near-real time.

Mastercard (MA) has an AltIndex AI Score of 62/100, currently a Buy signal. The AI Score distills Mastercard's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

Mastercard’s Full AI Analysis

Mastercard Incorporated is a globally leading technology company in the payments industry. The company connects consumers, financial institutions, merchants, governments, and businesses worldwide, enabling seamless electronic payment transactions. Mastercard's primary business lines include consumer credit, consumer debit, prepaid, and commercial payment solutions. The company competes primarily with Visa and is known for its innovative payment solutions and a robust global network.

Fundamental Analysis

In the most recent quarter, Mastercard reported revenue of $8.4 billion. While this marks a decrease of 4.63% from the previous quarter—a potential cause for concern—it reflects a robust 15.83% year-over-year growth, indicating a strong performance compared to the same quarter last year.

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What’s Driving MA’s AI Score?

Fundamentals

Revenue for the last quarter was $8.4B. This represents a decrease of 4.63% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 15.83%, suggesting positive year-over-year growth. Net income for the last quarter was $3.88B. This represents a decrease of 4.38% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 18.35%, suggesting positive year-over-year growth. Ebitda for the last quarter was $5.53B. This is an increase of 6.15% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 23.15%, suggesting positive year-over-year growth. The current P/E ratio is 30.87. This may be considered high, potentially indicating overvaluation and a bearish outlook. In the last couple of months, there's been a couple of company insiders selling their stock, a potentially bearish signal.

See Mastercard’s earnings and insider transactions.

Technicals

Today's stock price is $567.04. This is an increase of 5.46% compared to a month ago, indicating a positive short-term trend. However, compared to a year ago, there is a decrease of 2.26%, which could be a cause for long-term concern. The trend is bearish. The current SMA10 is $565.78, which is lower than the previous SMA10 of $566.17. This suggests a potential downward trend in price movement. The RSI is 61.4, indicating a neutral condition.

See the full technical analysis and price prediction.

Alternative data

Mastercard has an estimated 1,155 open positions. This number is down by -20% in the last couple of months, indicating a company trying to improve its margins or cut costs. Not a great sign for a growing company. The business outlook among employees at Mastercard is neutral. Mastercard has an estimate of 14M visitors to their webpage. The number of visitors is up by 19% in the last couple of months, a bullish trend as this can indicate can increase in customers. Mastercard has an estimate of 0 users downloading their mobile apps every day, with no meaningful increase or decrese in downloads over the last couple of months.

Explore Mastercard’s job postings, web traffic and app downloads.

Sentiment & social

The sentiment for the stock on various stock forums is very high, a positive sign. Mastercard has 310,000 followers on their Instagram page. The number of followers is up by 4% in the last couple of months, indicating an increased interest in the company. Mastercard has 490,000 followers on their Twitter page, with no meaningful increase or decrese in the last couple of months.

Track Mastercard’s market sentiment.

Frequently Asked Questions: Mastercard AI Stock Analysis

Mastercard's AltIndex AI Score is 62/100, currently a Buy signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates Mastercard a Buy (62/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of Mastercard — company overview, fundamentals, technicals and alternative data, with a recommendation. See the MA AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.