| Price | $253.55 |
| Year Range | $192.42 – $254.04 |
| Market Cap | $36.3B |
| PE Ratio | 13.26 |
| Industry | Banks |
What Is M&T Bank’s AI Stock Analysis?
M&T Bank’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks M&T Bank’s momentum in near-real time.
M&T Bank (MTB) has an AltIndex AI Score of 49/100, currently a Hold signal. The AI Score distills M&T Bank's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.
M&T Bank’s Full AI Analysis
Keep reading AltIndex’s full AI analysis of M&T Bank — the fundamental, technical and alternative-data breakdown and the recommendation.
Sign up to read the full analysisWhat’s Driving MTB’s AI Score?
Fundamentals
Revenue for the last quarter was $3.23B. This represents a decrease of 3.24% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 1.70%, suggesting positive year-over-year growth. Net income for the last quarter was $664M. This represents a decrease of 12.52% compared to the quarter before it, indicating a need for concern. Compared to the same quarter last year, there is an increase of 13.70%, suggesting positive year-over-year growth. Ebitda for the last quarter was $863M. This represents a decrease of 11.12% compared to the quarter before it, indicating a need for concern. However, compared to the same quarter last year, there is a decrease of 3.14%, which may be a cause for concern. The current P/E ratio is 13.26. This appears to be within a normal range, neither particularly high nor low. In the last couple of months, there's been a couple of company insiders selling their stock, a potentially bearish signal.
See M&T Bank’s earnings and insider transactions.
Technicals
Today's stock price is $253.55. This is an increase of 4.63% compared to a month ago, indicating a positive short-term trend. Compared to a year ago, there is an increase of 35.13%, suggesting a positive long-term trend. The trend is bullish. The current SMA10 is $251.28, which is higher than the previous SMA10 of $250.56. This indicates a potential upward trend in price movement. The RSI is 69.7, indicating a neutral condition.
See the full technical analysis and price prediction.
Alternative data
M&T Bank has an estimated 914 open positions. This number is up by 20% in the last couple of months, indicating a company that looking to grow and expand. Potentially a healthy sign. The business outlook among employees at M&T Bank is low (an estimate of only 44% of employees have a positive outlook), a concerning sign. Add to that that the business outlook is down by -6% in the last couple of months, an even more concerning trend. M&T Bank has an estimate of 13M visitors to their webpage, with no meaningful increase or decrese in the last couple of months. M&T Bank has an estimate of 1,000 users downloading their mobile apps every day. The number of downloads is up by 50% in the last couple of months, a bullish trend as this can indicate can increase in customers.
Explore M&T Bank’s job postings, web traffic and app downloads.
Sentiment & social
The sentiment for the stock on various stock forums is high, a positive sign. M&T Bank has 13,000 followers on their Twitter page. The number of followers is down by -0% in the last couple of months, indicating a loss in interest in the company.
Track M&T Bank’s market sentiment.
Frequently Asked Questions: M&T Bank AI Stock Analysis
M&T Bank's AltIndex AI Score is 49/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.
AltIndex's AI Score model rates M&T Bank a Hold (49/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.
The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.
AltIndex generates a complete written AI analysis of M&T Bank — company overview, fundamentals, technicals and alternative data, with a recommendation. See the MTB AI Score or sign up to read the full thesis.
