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$3.23B 3.2%Beat EPS +3.3%
Total revenue, Q1 '26 (USD).

Did M&T Bank Beat Earnings?

M&T Bank (MTB) reported Q1 '26 revenue of $3.23B, up 1.7% year-over-year, with reported EPS of $4.13. That topped the $4.00 analyst estimate by 3.3% — an earnings beat.

AltIndex tracks earnings alongside 25+ alternative data signals that can move ahead of the report — M&T Bank’s job postings, web traffic, and employee business outlook. See the full MTB stock analysis or the earnings calendar for upcoming reports.

MTB Earnings Surprise History (EPS vs. Estimate)

QuarterEstimated EPSReported EPSSurprise
Q1 '26 $4.00 $4.13 Beat +3.3%
Q4 '25 $4.48 $4.67 Beat +4.2%
Q3 '25 $4.39 $4.81 Beat +9.6%
Q2 '25 $4.01 $4.24 Beat +5.7%
Q1 '25 $3.40 $3.32 Missed -2.4%
Q4 '24 $3.74 $3.77 Beat +0.8%

M&T Bank Quarterly Financial Trends (USD)

MetricQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Revenue3.37B3.39B3.34B3.17B3.29B2.51B3.33B3.23B
Gross margin63.8%65.2%66.5%68.6%69.0%95.0%70.5%71.3%
Operating margin25.3%26.8%26.4%24.0%28.4%40.8%29.1%26.8%
Net income655M721M681M584M716M792M759M664M
Net margin19.4%21.3%20.4%18.4%21.7%31.5%22.8%20.6%
EPS$3.73$4.03$3.77$3.32$4.24$4.81$4.67$4.13

M&T Bank Earnings Trend Analysis

Over the eight quarters from Q2 '24 to Q1 '26, M&T Bank’s quarterly revenue moved from $3.37B to $3.23B. Net margin expanded from 19.4% to 20.6%, against a 71.3% gross margin in the most recent quarter — a read on whether revenue growth is translating into profit. M&T Bank has beaten Wall Street EPS estimates in 7 of its last 8 reported quarters.

When Is M&T Bank’s Next Earnings Date?

M&T Bank reports earnings on a quarterly schedule. Its most recent report covered Q1 '26. For the confirmed upcoming date — and every other company reporting soon — see the MTB earnings calendar.

Frequently Asked Questions: M&T Bank Earnings

M&T Bank's next earnings date has not been confirmed yet. See the earnings calendar for all upcoming reports.

M&T Bank reported Q1 '26 EPS of $4.13 on revenue of $3.23B (+1.7% YoY). M&T Bank beat estimates, reporting $4.13 vs. the $4.00 estimate.

M&T Bank reported Q1 '26 revenue of $3.23B, up 1.7% from the same quarter a year earlier.

Signals like job postings, web traffic, and employee sentiment reflect business activity in real time and can move before quarterly results are reported. AltIndex combines them with 25+ others in the MTB AI Score.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.