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55 / 100
AltIndex AI Score
Hold
AI Score · 12-mo trend
−3 pts over 3 months43% of V’s tracked signals bullish
FundamentalsNeutral
TechnicalsNeutral
Alternative dataNeutral
SentimentBullish
Price$365.45
Year Range$294.91 – $370.47
Market Cap$677B
PE Ratio30.77
IndustryCredit Services

What Is Visa’s AI Stock Analysis?

Visa’s AI stock analysis on AltIndex combines the company’s fundamentals, price technicals and 25+ alternative data signals — like hiring, web traffic, app downloads and online sentiment — into a single AI Score from 0 to 100 and a plain-English Buy, Hold or Sell read. Unlike a traditional analyst rating that updates a few times a year, the AI Score refreshes as new data arrives, so it tracks Visa’s momentum in near-real time.

Visa (V) has an AltIndex AI Score of 55/100, currently a Hold signal. The AI Score distills Visa's fundamentals, price technicals and 25+ alternative data signals into a single 0–100 rating, so a rising score reflects strengthening data across the board and a falling score the opposite.

Visa’s Full AI Analysis

Visa Inc. is a global payments technology company, facilitating electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards, and prepaid cards. The company operates one of the largest retail electronic payment networks in the world. Visa serves financial institutions, which issue Visa-branded cards, to their customers. The company faces competition from other major players in the financial services industry, including MasterCard, American Express, and various emerging fintech companies.

Fundamental Analysis

Visa's financial performance has shown consistent growth. The company's revenue for the last quarter was $11.2 billion, reflecting a 3.02% increase from the previous quarter and a significant 17.05% increase year-over-year. Such robust revenue growth indicates a healthy and expanding business model.

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What’s Driving V’s AI Score?

Fundamentals

Revenue for the last quarter was $11.2B. This is an increase of 3.02% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 17.05%, suggesting positive year-over-year growth. Net income for the last quarter was $6.02B. This is an increase of 2.87% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 31.55%, suggesting positive year-over-year growth. Ebitda for the last quarter was $7.57B. This is an increase of 4.43% compared to the quarter before it, which is a positive sign of growth. Compared to the same quarter last year, there is an increase of 28.23%, suggesting positive year-over-year growth. The current P/E ratio is 30.77. This may be considered high, potentially indicating overvaluation and a bearish outlook. In the last couple of months, there's been a couple of company insiders selling their stock, a potentially bearish signal.

See Visa’s earnings and insider transactions.

Technicals

Today's stock price is $365.45. This is an increase of 2.15% compared to a month ago, indicating a positive short-term trend. Compared to a year ago, there is an increase of 6.42%, suggesting a positive long-term trend. The trend is bearish. The current SMA10 is $364.51, which is lower than the previous SMA10 of $364.53. This suggests a potential downward trend in price movement. The RSI is 63.6, indicating a neutral condition.

See the full technical analysis and price prediction.

Alternative data

Visa has an estimated 758 open positions. This number is down by -25% in the last couple of months, indicating a company trying to improve its margins or cut costs. Not a great sign for a growing company. The business outlook among employees at Visa is neutral. Visa has an estimate of 12M visitors to their webpage. The number of visitors is up by 42% in the last couple of months, a bullish trend as this can indicate can increase in customers.

Explore Visa’s job postings, web traffic and app downloads.

Sentiment & social

The sentiment for the stock on various stock forums is very high, a positive sign. Visa has 290,000 followers on their Instagram page. The number of followers is up by 23% in the last couple of months, indicating an increased interest in the company. Visa has 420,000 followers on their Twitter page, with no meaningful increase or decrese in the last couple of months.

Track Visa’s market sentiment.

Frequently Asked Questions: Visa AI Stock Analysis

Visa's AltIndex AI Score is 55/100, currently a Hold signal. The AI Score blends fundamentals, technicals and 25+ alternative data signals into a single rating from 0 to 100.

AltIndex's AI Score model rates Visa a Hold (55/100). This is a data-driven signal, not investment advice — review the breakdown above and combine it with your own research.

The AI Score is generated from fundamental data (earnings, valuation), technical indicators (price trend and momentum), and alternative data signals such as hiring, web traffic, app downloads and sentiment. AltIndex weighs these into a single 0-100 score; the exact weighting is proprietary.

AltIndex generates a complete written AI analysis of Visa — company overview, fundamentals, technicals and alternative data, with a recommendation. See the V AI Score or sign up to read the full thesis.

The analytics provided are estimates and not a substitute for professional advice. All investments involve risks, including possible capital loss.